A couple of years ago, I received full coverage insurance from my employer. Before this happened I was a happy customer of HW. Because they didn't take my insurance I was forced to go to a local pharmacy where I had problems on every order. A. Not ready when I was told it would be, B. out of stock giving me partial orders which made me make another trip causing A. again. The quantity of pills were different on every order. I could never get 180 pill order at one time, which would save me a little money. Once I was told they could not fill an order because it was to early and my insurance would not pay for it, so I told them I would pay for it myself, as I had been paying $10 for them from HW, but the cost through the local Pharmacy turned out to be $89.00. The cost of my co-pay equaled or exceeded my full cost from HW. After figuring this out, I have dropped my insurance and will pay full price through HW, and save money.